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Set up an Emergency Fund with Chip!

Set up an Emergency Fund with Chip

Sign up to Set up an Emergency Fund Chip and receive a £10 bonus by using my promo code BABY10.

If there was ever a time more in need to set up an Emergency Fund with Chip, a global Pandemic would tick the box. I’ll show you how to set up an Emergency Fund with Chip, the easy to use, goal setting, saving app!

How would you pay the bills if you lost your job tomorrow? Or if you became too ill to work?

It’s amazing how many people have very little or no savings and living month to month is the norm. Being able to or setting aside a decent chunk of money each month can seem daunting and not doable, and that’s where Chip could be the perfect solution for you.

Having an emergency fund is easy to save for with the Chip App
Start saving with Chip and get a £10 Bonus

What is Chip?

Chip is an App that you download on your phone that analyzes your spending habits to determine how much you can afford to put away in small unnoticeable chunks.

There are two ways you can link to chip, either through your debit card or your bank account. if you sign up with your card, the App will analyze your spending via your card and work out amounts to transfer to your Chip account every few days. You can also set up automatic payments which you arrange through the App.

The most effective way to sign up is through your bank account so that Chip can  gain a full analysis of your spending habits including mortgage and direct debit payments.

Whichever way you choose to set-up, you can manually increase or decrease the amount saved giving you full control of your savings.

Chip is an auto-saving App which is simple to set up and use
A little bit about Chip

Where does the money go?

Good question, and one of my first thoughts.

Chip is not a savings account and doesn’t have FSCS protection, your money is stored as e-money. They work in partnership with electronic-money specialists PFS (Prepaid Financial Services FRN: 900036) to store your money.

PFS store the money with a major retail bank (currently Barclays) in a ‘ring-fenced’ account, which means it’s never used for any trading activities.

You can also withdraw your money whenever you want. Just put in a request before 5pm and it will be actioned the same day. Any requests made at the weekend will be back in your account the following working day.

Adding your personal details to Chip takes a few minutes
Adding your personal details in a few simple steps

Setting a Goal

It’s so nice working towards a goal whether its for a Family Holiday or a Deposit for a House.

You can set up three goals, a short, medium and long-term goal which is great. Any payments that you make are spread across your goals making them much more achievable.

Setting up your account with Chip is quick and easy to do
Setting up your Chip account

Setting up my Account

You can download the Chip App on Android and IOS in a few minutes.

Next you will be asked to pop in your mobile number and a verification code will be sent to you.

You will then need to fill in your personal details.

Once verified you will need to connect either your bank card or bank account. A payment of £1.01 will be taken by Chip and then refunded within 3 working days.

Connecting your bank card or bank account to Chip is easy
Assigning your bank details is easy to do

Setting my Goals

You can set up three financial goals with the Chip App so I’ve set mine to:

  • A house deposit (60%)
  • A family holiday (20%)
  • An Emergency fund (20%)

A goal can be set for any amount up to £5000 so I set the house deposit to £5000, and both the holiday and emergency fund to £1000 but I can adjust along the way.

Since setting up my chip account I’ve saved £17.83. I get a notification on the day to let me know the amount and if, for whatever reason I don’t want it to be taken I can decline the deposit for that day.

Setting up easy goals in Chip gives you something to save towards
Setting up easy to reach goals

Making a Withdrawal

This is simple through the app. If you put in the request before 5.50pm on a week day, the amount will appear back into your account the same day. Otherwise it will be the next working day.

My Thoughts

So far so good. I love that random amounts are being taken rather than making a conscious choice to put away a chunk of money into a savings account. It’s nice to be able to pop onto the the app and see the amount saved going up. I love the fact that its an app on my phone that i can check whenever I want as well as still having access to my money should something unexpected happens.

Set up an Emergency Fund with Chip and receive a £10 bonus by using my promo code BABY10.

What’s not to love.

Happy Saving x

*This is a collaborative post with Chip. 

 

If Money Saving is your thing then have a look at our 365 Penny Challenge and download the FREE Printable. A great one to start with the kids!

 

 

Corona-Diary 30.03.20

Corona-diary – Our 14 days self-isolation is up

So our 14 self-isolation period is over!

Do we feel any different? Are we desperate to go out?

The simple answer is no! Obviously we would like to go out in the fresh air but I think we’ll stay at home where we feel it’s the safest.

Freddie developed a temperature the other day and the reality of one of the kids getting Coronavirus really scared me to the root. My kids get everything so I’d really rather not take the risk.

As long as we can get food I’m quite happy to stay inside our family bubble for as long as possible.

Going back to work

We’re both due back at work this week but hopefully we’ll be able to do this from home in some form. Things could get very interesting with the kids under our feet but we’ll just get on with it like the rest of the country.

#StayHomeSavesLives x

Corona-Diary 29.03.20

What does Lockdown mean to you?

My interpretation of this is that you only leave your house if you absolutely have to for the purpose of getting essential food supplies, going to work as a key worker or for the purpose of exercise whilst abiding the social distancing rules.

It’s not going for unnecessary drives to the country for long dog walks or social calls to others houses because they don’t have any symptoms.

The whole point is to contain any likely spread which you may do before you start showing signs. Who knows how many places you’ve left a dose of Covid19 for others to pick up.

I think it’s irresponsible and selfish that some people think they’re above the rules.

The Vulnerable

This group containing the over 70’s age group, people with underlying illnesses and pregnant people should be particularly careful.

My mum falls into the over 70’s and has health conditions as does my stepdad who is also currently having chemotherapy, but my mum is still asking my sister to do food deliveries several times a week which is Non-Essential just to ‘break up the day’.

I know the guidelines of 12 weeks is a long time but the alternative doesn’t bare thinking about.

It’s better to be safe than sorry so stay at home, binge watch a few box sets, make plans for when this is over, sit and have a coffee in YOUR garden or take part in the endless online stuff that’s available for literally everything you can think of…….

But

STAY HOME AND STAY SAFE!

Corona-Diary 25.03.20

It’s going to get worse before it gets better….

So we’re in a lockdown and we’re all sat at home wondering what the hells going on.

How are we going to get past this?

Do we still have jobs?

How are we going to pay the mortgage or rent?

How long is it going to last?

Right now all we can do is make sure that we’re all staying home and healthy. Make no plans, just take one day at a time.

I really feel for staff who are not considered key workers but are forced into work for fear of no pay. It makes absolutely no sense that they go out every day putting themselves at risk. They could be unknowingly in contact with people who are not yet showing symptoms or they could be unknowingly spreading it themselves.

I do think it’s lovely that lots of companies big and small have offered what they can to make life a bit easier. There’s loads of homeschooling resources for free on usually paid for platforms, mortgage companies have offered mortgage holidays, some landlords have offered alternative arrangements for those who rent (not nearly enough unfortunately) and I’ve been inundated with emails from everything from my credit card company to our gas and electricity company advising what to do if we find ourselves struggling to pay the bills.

I notice that Sky have knocked a whole 50p off their sky store films which is still making me chuckle.

A missed day

If you’ve been following our diary you will know that Chris has been poorly with suspected (not confirmed) coronavirus. He’s on the mend and does lollop more and more like a functioning human being every day that goes by.

According to the government he is now out of the quarantine period but the rest of us are still in quarantine for another five days. I missed a days entry yesterday as Freddie developed a temperature.

It filled me with utter dread to think that my little boy could end up with the coronavirus of which we know very little about. It’s thought that children are more resilient to it and the symptoms they get may be milder and easier to fight than that of those in the vulnerable group.

We watched him with eagle eyes as he no longer wanted to play, opting to sit with us for cuddles as his cheeks turned redder and redder. We always know when he’s coming down with something since Freddie only ever seems to sit down when he’s not quite himself.

So we dosed him with calpol and had a very interrupted nights sleep with me checking on him continuously through the night.

This morning he was still warm but his temp was 36.1 and he was playing and climbing around as per usual. I’ve got everything crossed that this was and is nothing!

Homeschooling

This is going well as long as it’s something Isabelle wants to do. We’ve been doing Joe Wicks PE sessions every morning and we have loads of apps and websites with very interesting stuff to do and watch. We’ve painted our rainbows to go in the windows and Isabelle is currently marking a collage using some of her old magazines.

Our school have been great at setting tasks for the kids to do with a huge emphasis that they aren’t expecting us all to have turned into teachers overnight and understand that children behave differently at school than they do at home. The work is give as a guide rather than a strict regime and we can send in photos for them to upload to the school blog for the kids to see what their friends have been doing as well.

Step away from the clippers!

A bit of an insignificant thing in the grand scheme and all, but it’s a fact that without being able to go out for haircuts etc there are going to be a lot of men in particular looking a lot less groomed than usual.

Chris used to shave his hair a fair few years ago and I never really liked it. To put it quite bluntly, it makes him look like his head is too small!

However, this morning he’s dug those damn clippers out and says he’s going to do it. The alternative is that he leaves it and ends up with some kind of mullet.

Corona-Diary 23.03.20

Cabin Fever is kicking in

This is the first day that I’ve just had enough. What happens in your family when the going gets tough?

You pull together, right?

Not in our case and not this time. We’re at each other’s throats.

Chris is ill so he can’t help with the kids but he’s in that limbo stage of feeling better but not quite so he’s wandering round the house like a lost soul and quite frankly getting on my nerves.

He’s still coughing quite a lot and I’m getting really cross with him coughing and spluttering everywhere, where the kids play and in the kitchen.

My hands are raw and cracked from the ridiculous amount of hand washing trying to keep everything germ free so that the kids don’t catch whatever it is that he’s got.

Obviously we don’t know that it is Coronavirus but I’m not taking any chances.

Self-isolating

I’m currently on leave from my job and due back tomorrow but we’re self-isolating as per the guidelines due to Chris being ill. We’re currently at day eight so we have six more days until we’re considered not to be a risk to others. I’m part of the admin team at our local hospital so not patient facing, but I’m not going to lie that I don’t feel good about being in a hospital setting.

I feel that I should be grateful that like so many I still have a job but I do wish I could stay inside my little family bubble until this is over.

Homeschooling

We did our first PE session with Joe Wicks this morning which Isabelle really enjoyed, but I’ve got a feeling that she’s not going to be the perfect student for me as her teacher like she is at school.

Hats off to all the Homeschooling parents, I have no idea how you manage to give them the time and prep needed. I’m going to go easy on myself and do what we can, no pressure.

What are you eating?

We’re fine for food. We keep a pretty good stock of store cupboard essentials including herbs and spices which makes it easier to whip up something. We also had a full freezer. I do wonder though when things are gone what random meals we’ll all end up eating.

Currently we have a small Tesco near us which seems to be getting daily deliveries, and apart from not being able to get pasta, tinned tomatoes or hand wash they have pretty much everything including fresh fruit and veg.

Pleading with people to stay home

So despite all the pleas for people to stay home people have ignored this and have been going around in groups. The beaches, parks and public spaces have been busier than ever.

I’ve just finished watching the Prime Minister announce that all non-essential shops are to close. People should only be travelling if they are considered a Key Worker, for medical needs or collecting essentials. Only groups of two should go outside (once a day) for the purpose of exercise.

Essentially we’re on Lockdown going forward which has been enforced due to the stupidity and ignorance of so many, and will be reinforced by the police.

Jeez this has just hit another level of scariness. We’ve stuck to the social distancing rules and have only been out once for a dog walk aside from going to the shop for some milk once this week.

Lisa x

Corona-Diary – Mother’s Day & Supporting Local Businesses

Mother’s Day

Mothers Day this year should have been a Cream Tea Cruise with my Mum, Sister and our kids. We would have eaten lovely little sandwiches and cakes whilst taking in the views around Exmouth.

Instead we stayed at home and I didn’t see my Mum today for the first time ever since both my parents fall into the vulnerable category as they’re both over 70 and have health conditions.

Isabelle was very concerned that she didn’t have any presents for me, but I would much prefer healthy kids than lots of presents.

I did get flowers, chocolates, cards and paintings from my kids which was more than I needed, but really lovely.

Supporting Local Businesses

Since we stayed at home we did have a bit of an unusual treat. As many local businesses are struggling given the current situation many are offering delivery services of food and provisions to keep themselves going as well as offering what they can to keep up community spirit. So with that in mind we ordered a take-away roast dinner from our local pub.

We did have to go and collect it but it was all within the social distancing guidelines. It felt good doing our bit to help a small local business as well as getting a nice dinner for ourselves.

The best place to find out about local food deliveries are Facebook pages and groups local to you. Have a look at the Facebook pages of places that you go to regularly to see what they’re offering. Lots of them are now closed to the public but are offering delivery services.

The same for buying your essentials. The supermarkets are being ransacked, but many independent or smaller ‘corner shops’ still have lots of stock available.

There’s a lot to be said for community spirit and pulling together in times of need. The more we support our local businesses, the more people get to stay in jobs and we benefit from what they have to offer.

Even when the Coronavirus outbreak is over it’s sad to think that lots of businesses won’t survive. There will be loads of people out of jobs and in general the country is going to take a long while to recover from this.

Lisa x

The Corona-Diary 22.03.20

So life as we know it has changed!

At the beginning when we first heard about Coronavirus, I listened or read about it and then happily carried on with the rest of our day. Taking the kids to school and baby groups without a care in the world.

Fast-Forward to last week and it all starts to get a bit real and people are panic buying toilet rolls!

#toiletrollgate

Good old social media at its best never fails to deliver the stupidity of the British public. It’s like an elongated Christmas when the shops shut for a whole day and everybody panics that they aren’t going to be able to buy milk and bread.

But toilet roll has baffled me since the coronavirus as far as we can see doesn’t give you the shits, but here we are fighting in shops, sitting in wait for the delivery vans to arrive so we can run in and buy as many multi-packs of bog roll leaving none for anybody else.

This then also extended to pasta, tinned tomatoes, bread and frozen foods. People filled their trollies without a thought to other people, people who live on a strict budget and the elderly.

Nappies, baby wipes and baby formula shortages left mums crying in the aisles of supermarkets and taking to Facebook to plead with people to see if they’d seen any stocked in local shops.

Unfortunately the greedy panic buyers then led the rest of us to follow suit for fear that we won’t be able to get essentials to feed our own families.

The TV is full of doom and gloom daily updates from Boris Johnson with impending school closures leading to all schools closing on Friday apart from children of key workers.

School Closures

This should have happened sooner in my opinion. We were told not to socialise and keep a distance of 2 metres from each other and yet we were expected to send our kids to school where they all sit closely together spreading their germs around like they do.

We took Isabelle out of school last week so her last day of school was Monday 9th March. She gets seasonal asthma and pretty much has a cough and cold for the duration of October to March every year so we weren’t prepared to take the risk.

This past week we’ve done some learning but we haven’t kept to a strict routine, but come Monday and we’ll be up doing our first PE lesion with Joe Wicks.

We’ve found a whole load of craft ideas, learning resources and apps that we can keep Isabelle entertained with over the coming weeks which I’ve written a separate post about. Lots of parents are setting up timetables which is great, but I think we’re going to give Isabelle tasks that she can do in her own order at her own pace so that she doesn’t feel too pressured.

It’s going to be a huge learning curve for all of us parents and kids. I get told how quiet Isabelle is at school and how she just gets on with her work. This couldn’t be further from the truth at home where she can’t sit still for any given time and the noise that comes out of her!

Key Workers

We all awaited news to see if we were on the Key Workers list. It arrived and the list is long!

It’s not just NHS workers that are needed during this time. The Key Worker title extends to a huge majority of the country as we all play a part in keeping the cogs of the UK turning.

Self-isolation

For all people showing active signs of a persistent cough and a temperature the original advice was to self-isolate for a period of 14 days. It was then changed to 7 and then back up to 14 days. The advice was that only the symptomatic should self-isolate and that also changed to all members within the household.

Vulnerable people were advised to stay indoors and only allow deliveries of food and essentials to be dropped at the front door without contact. There was much question over who was classed as vulnerable, but it was thought that the main groups were the over 70’s, people with health conditions and pregnant women.

Unfortunately people aren’t sticking to advice given as they’re not sure this ‘applies to them’.

In our household Chris is currently I’ll with sickness, a headache and a cough. He also has a temperature that has gone above the norm a few times. We have no idea if this is the Coronavirus but we aren’t taking any risks.

We’ve been keeping our distance from him and I’ve been cleaning behind him to try and ensure that the kids don’t get him germs. It’s horrible as I’m getting annoyed at him for touching things like the TV remote and the fridge.

As we don’t have a spare room he’s currently sleeping on the sofa to minimise the risk of Freddie and I getting it. It’s not ideal but it’s the only thing we can do for now.

He’s not a very good sick person at the best of times but he looks and sounds really poorly.

Social Distancing

So it seems that we should all stay at least 2 metres apart and this is supposed to be only essential contact for delivery of essentials or working.

We were told that it was okay to go outside for a brisk walk but to avoid other people and not congregate in groups or instigate any social meet-ups.

Well we well and truly bolloxed this one up! First of all the National Trust announced that it was to close its houses etc but the outdoor areas would be accessible to all to allow us to get some much needed fresh air with the social distancing rules in practice. What they didn’t foresee was that everybody would head outside meaning that the outdoor areas were full of people!

Dartmoor carparks and roads were fuller than an August Bank Holiday with people getting their bit of ‘fresh air’. So it seems that we should try and stay at home where possible, only going out for essentials.

Again this seems to have fallen on deaf ears for most people, probably the same people who could build and live in their own bog roll fort living off the sacks of pasta they’ve stockpiled.

Currently we’re not on an official lockdown, but if people carry on like this it’s going to be inevitable.

This is a bit of a run-down on where we are currently but I thought it would be interesting to keep a bit of a diary to see how things progress.

Will we pick up on life as we left it?

Will things change for the better?

Who knows……….

Homeschooling Activities during the Coronavirus Outbreak

Home schooling through the Coronavirus

I know there’s huge debates going on with regards to whether the schools should be shut or kept open during this time, but given the current advice for non-essential contact to be avoided we’ve made the decision to keep Isabelle home from school.

Every parent knows that when you have to stay home with the kids due to illness etc, you start to get cabin fever pretty damn quick and crave getting out of the house more than anything.

Here are a few things that should keep them entertained and you from pulling your hair out. These range from educational recommendations to arts and crafts ideas for all ages.

Arts & Crafts

FREE Printable colouring pages from Crayola.

Lots of great Kids Science Experiments for all ages at Science Sparks.

Hidden Numbers Game.

There are loads of FREE Printables for all ages at Rainy Day Mum as well as loads of play and craft ideas.

Easter Pom Pom Painting.

DIY I-Spy Bottles

Homemade Playdoh – this is our Gingerbread Playdoh Recipe which is really easy and smells yummy.

The Artful Parent has loads of arts and craft projects to do with the kids.

Make a batch of Cloud Dough which is perfect to keep little ones entertained for ages.

Red Ted Art – loads of easy to make crafts and activities.

Online & Apps

BBC Learning has a whole load of stuff including revision tips and bite sized learning for all ages.

Scratch – you can program your own interactive stories, games, and animations and share your creations with others in the online community.

Toy Theater – Educational games for pre-school and primary aged children.

Khan Academy offer a range of free learning resources which kids can do at thy so own pace and level.

Future Learn has a whole range of courses which are free unless you want the certificates.

Duolingo– learn a new language for free. Online and app based.

Edinburgh Zoo have live cams on some of their animals which they might be interested to watch.

DK Find Out – loads of educational fun facts, videos and games.

Blockly is a great programme that can be downloaded or played online for computer science based fun.

Ted Ed – all sorts of educational fun videos.

National Geographic Kids has loads of educational fun games and resources.

Mystery Science – fun to watch and easy to complete step by step science experiments that can be completed with things you have at home.

Crash Course Kids – a fun selection of science based videos for kids.

Crest Awards – Challenging and thought provoking real-world STEM projects for young people of all ages.

iDEA – The Inspiring Digital Enterprise Award, known as iDEA is an international programme that helps you develop digital, enterprise and employability skills for free. Through our series of online challenges, you can win career-enhancing badges, unlock new opportunities and, ultimately, gain industry-recognised Awards that help you stand out from the crowd.

Tinkercad – Tinkercad is a free, easy-to-use app for 3D design, electronics, and coding. It’s used by teachers, kids, hobbyists, and designers to imagine, design, and make anything!

Oxford Owl – has loads of great Reading, English and Maths resources for primary aged kids.

Review: WUKA Wear Period Pants

Putting WUKA Wear to the test!

In this day and age we’re all finally realising that to maintain life as we know it, we have to make sustainable choices going forward. Living in a world where everything is instant and available it’s easy to fall into a disposable way of living.

However, it is hard to change some things when it’s all we’ve known. One of these things is our choice of sanitary products.

There have always been two options, sanitary towels and tampons.

Putting WUKA Wear Period Pants to the test. How do they stand up compared to conventional single use disposable sanitary products
WUKA Wear Period Pants

Did you know that a disposable menstrual pad is made up of 90% single use plastic and even tampons contain plastic too AND the average person wlll use around 11000 sanitary products in their life time. Thats a pretty shocking figure!

Unfortunately a lot of these products are still being flushed down the toilet which has major implications. You can read more about the Cost of our Periods on the WUKA site.

Still a Taboo subject

As a women I would much prefer it if this natural process happened in a different way or not at all. At that ‘time of the month’ I feel irritable, hot and emotional and wish I could lock myself away from the world for at the first two days of it.

Having no periods during pregnancy and breastfeeding was a huge bonus for me.

Having said that I’m not one to wear it like a badge or use it to excuse attitudes or behaviours towards other people or work.

Are Reusable Products the way forward?

I’m not a newbie when it comes to reusable or washable products. I’ve used both washable nappies and wipes with no problems. It’s just a different process.

I’ve seen washable sanitary pads and admit that I shot these down as an option straight away. My mind went into overdrive with thoughts of:

  • How and where I would keep the used towels if I was out and about or at work
  • Where to keep the used towels for the duration of my period
  • Would I smell
  • Would they leak

I had similar thoughts with the menstruation cups with regards to leaking as well as the actual process of using one.

And then I heard of period pants……

How does WUKA Wear work?

WUKA stands for Wake Up Kick Ass which I think is a great phrase for all women.

WUKA pants are is made from a sustainable super absorbent hi-tech fabric which can hold approximately four tampons worth of liquid. These can be worn for 4 – 6 hours on a heavy day and up to 8 hours on a lighter day. making them perfect for overnight.

The fabric has anti-bacterial properties to eliminate unpleasant odours and are machine washable.

Even better, the underwear looks like a sporty pair of black briefs which are a little thicker that a usual pair making them a super comfortable option.

WUKA Wear is available in a variety of sizes and flows to suit your needs. There are also teenage sizes available as well as matching bralette. Pop them in your dark wash minus the softner and air dry.

Where can I buy WUKA Wear?

You can buy them direct from the WUKA Website but even better you can pick up a pair in your local Sainsbury’s whilst you’re doing your food shop which is definitely a step in the right direction.

WUKA Wear retails at £20 per pair online or exclusively to Sainsburys from 15th March 2020.

My Thoughts

I was sat well and truly on the fence with these, but having had three children and my periods getting heavier with each one I was willing to give these a go.

They look and feel like a sporty pair of black briefs similar to ones that I have in my drawer if not sightly thicker. I’ve tried them on with both skirts and jeans and there are no obvious differences between the WUKA Wear and my regular underwear.

I would have loved these for the days after having my babies instead of the huge maternity pads.

Like the initial outlay for washable nappies these seem like a big expense, but if you were to work out the cost of pads and tampons over time it wouldn’t take long to reach the same figure.

I’d like to give these a couple of tries before I give an overall opinion so keep up to date with me over on Instagram and I’ll also do a follow-up post.

Lisa x

*I was gifted a pair of WUKA Wear Period Pants for the purpose of this review but all thoughts and opinions are my own. This post contains affiliate links which means I will receive a small referral fee if you click on a link and make a purchase at no cost to you.

What us Parents need to know about Coronavirus

What is Coronavirus?

Coronavirus also known as COVID-19 is a new illness that affects your lungs and airways with no current known treatment.

What are the symptoms of Coronavirus?

A high temperature and a continuous cough.

Unfortunately these are similar symptoms to many illnesses including a common cold, sickness bugs and teething.

What should you do if you think your family may have the Coronavirus?

Currently the advice is to stay at home and self-isolate for seven days or fourteen if you e come into direct contact with a confirmed case. Following this period and provided your temperature (all of you) is back to normal, you are fine to return to normal life. However, the cough may persist for a longer period.

Do not go to your GP surgery or walk-in centre unless symptoms are extreme. If you’re worried, phone 111 where the most up to date information will be available.

Stay away from elderly relatives or people with long-standing conditions. This group are thought to be the most vulnerable and susceptible. Stay in contact but make alternative arrangements for care or assistance.

Stay hydrated and treat the temperature with Paracetamol and Ibuprofen.

Washing your hands for at least 20 seconds with soap and water.

Use hand sanitiser where soap and water is not available.

Binning used tissues as soon as they’ve been used.

Cough or sneeze into a tissue or sleeve instead of your hands.

Avoid touching your eyes and mouth as much as possible.

The prevention of spread by not having visitors and staying away from people who are ill.

Sleep alone where possible.

Do not go out – even for a walk. Shopping can be delivered but get friends, relatives or neighbours to drop it to the door and leave.

Try to keep 2 metres (3 steps) distance from each other .

Personal waste such as used tissues and cleaning wipes should be doubled bags and kept in the house for 72 hours before putting in the outside bin.

Any parent reading this, like myself will eye roll at the chances of getting toddlers and kids to be co-operative with any of this.

So how can we prepare ourselves?

Tricky, but keeping an eye out for any of these symptoms and following the above is all we can do.

Panic buying is unnecessary but it’s always a good idea to stock up on a few more cupboard bits like tinned tomatoes, soups, rice and pasta so that you can make meals without the need for going to the shops.

If you haven’t already got a thermometer then it’s a good idea to get one as a high temperature is something to look out for. A normal temperature for babies and children is 36.4c or around that. Anything over 38c is above normal and the same for adults. If you’re not sure how to take a temperature correctly then have a look at the NHS guidelines.

Make sure you have Childrens Paracetamol and Ibuprofen as well as adult versions to try and relieve any symptoms.

It’s thought that there are no benefits to wearing face masks but that’s a personal choice.

Stay hydrated but no sharing of cups or water bottles

Ride it out and fingers crossed that the number of cases drop.

Breastfeeding

Like many, I’m still breastfeeding. The advice currently is that breastfeeding should continue but to avoid coughing or sneezing over your child as well as all hand washing and hygiene precautions. If expressing milk, ensuring that all pump parts and bottles are sterilised is advised.

Childcare

With the impending closure of schools and nurseries our options for childcare are dwindling. Many of us rely on parents to provide childcare which might leave you feeling ‘lucky’ but should we be potentially exposing our parents to our ‘germ-breeding offspring’ when they may be considered at higher risk.

Clearly the impact of not going to work is going to have a huge impact on everything from hospitals to the local shops, but it has to be done.

I read a post on Gransnet where lots of Grans were discussing whether or not they should withdraw their babysitting services with the general consensus being that they should for their own health. Have a read here.

Financial Implications

The next few weeks are going to be tough times not just the impact of self-isolation but there are financial implications for so many of us who will have to take seven days or more off work. If finances are a concern to you it might be worth having a look at the Governments Financial Provisions for employed, self-employed and those receiving benefits.

All information is current as of publishing but will be updated daily.

Stay safe x